064 533 3670 info@clarity.africa
Who Needs International Health Insurance?

Expatriates

Expatriates are individuals living and working abroad for an extended period.

Global Nomads

Global nomads are frequent travelers or individuals who move between countries regularly.

International Students

Students studying in foreign countries.

Yachties

Individuals who are working as a deckhand, or stewardess, chef, or captain on a yacht will need international health insurance. 

Retirees Living Abroad

Retirees who choose to spend their retirement years in another country.

The Importance of International Health Insurance

International health insurance is important for a number of reasons, including:

  • To cover the cost of medical care in case of an emergency: If you become ill or injured while traveling abroad, you may need to pay for medical care out of pocket. This can be very expensive, especially if you need to be hospitalized or need surgery. International health insurance can help to cover these costs.
  • To ensure that you have access to quality medical care: The quality of medical care can vary from country to country. International health insurance can help to ensure that you have access to quality medical care, even if you are traveling to a country with a less developed healthcare system.
  • To avoid financial ruin: The cost of medical care in some countries can be astronomical. If you are not insured and you need to be hospitalized or need surgery, you could end up spending a lot of money that you may not be able to afford. International health insurance can help to protect you from financial ruin in the event of an emergency.
  • To make the visa application process easier: Some countries require visitors to have health insurance in order to be granted a visa. If you have international health insurance, it will make the visa application process easier.

If you are planning to travel abroad, it is important to purchase international health insurance. This will help to ensure that you have access to quality medical care and that you will not be financially ruined in the event of an emergency.

Here are some things to keep in mind when choosing an international health insurance plan:

  • Coverage: Make sure that the plan covers the type of care you need. Some plans only cover emergency care, while others also cover routine care.
  • Cost: International health insurance can be expensive. Make sure that you can afford the monthly premiums.
  • Deductibles and copays: Some plans have high deductibles and copays. Make sure that you understand these costs before you purchase a plan.
  • Pre-existing conditions: Some plans do not cover pre-existing conditions. Make sure that your plan covers any conditions that you have.
  • Reimbursement: Some plans reimburse you for your medical expenses after you have been treated. Others pay the medical provider directly. Make sure that you understand how your plan works before you need to use it.

It is important to compare different plans before you purchase one. You can get quotes from different insurers online or by calling them directly.

Secure Your International Health Insurance Policy Today!

Simply complete the form below and click ‘submit’ to submit an international health insurance inquiry. Our customer service team will get in touch with you within 2 business days.