Ah, travel insurance—your safety net for adventures near and far. But one question that often pops up is: “Is a travel insurance quote per person?” The short and sweet answer? Yes! But let’s dive into the nitty-gritty so you can feel like the savvy travel planner you were born to be.
The Basics: It’s All About You
Travel insurance quotes are tailored to you, the fabulous globe-trotter. Your premium is calculated based on:
- Your Age: Sorry, age isn’t just a number to insurers! The older you are, the higher the cost tends to be, as you’re considered a higher risk.
- Your Destination: Jetting off to Europe, Asia, or the USA? High-cost healthcare destinations might bump up your premium.
- Length of Coverage: The more days you need, the higher the cost. But hey, isn’t peace of mind worth it?
Every person on your travel party gets their own quote because everyone has unique needs. But that doesn’t mean discounts and savings are off the table!
Traveling in a Group? Say Hello to Savings!
Here’s where things get exciting: if you’re part of a larger group (typically 10 or more people), you’ll likely qualify for a group discount.
- The Bigger the Group, the Better the Rate: Insurers love covering big parties, so don’t hesitate to rally your family, friends, or team to unlock better deals.
- Easy Management: One policy to rule them all—group policies make organizing your trip a breeze.
Traveling with Kids? Freebies, Please!
If you have little ones tagging along, you’re in for a treat. Many travel insurance providers allow children to be covered as dependents for free.
- Check the age limits for dependents (usually under 18 or 21 if they’re full-time students).
- Enjoy the bonus coverage without the extra cost. That’s what we call a win-win!
Why It’s Worth Every Rand (or Dollar, Euro, or Yen)
Whether you’re flying solo, with your partner, or as part of a group, travel insurance is your financial shield. Unexpected medical bills, trip cancellations, or lost luggage can turn your dream trip into a nightmare. And if you’re traveling to a country with sky-high healthcare costs, skipping insurance isn’t just risky—it’s downright scary!
Final Tip: Compare, Customise, and Conquer
When shopping for travel insurance, compare quotes from trusted providers. Look for:
- Comprehensive coverage that suits your itinerary.
- Flexible policies with options to extend if needed.
- Bonus perks like free coverage for dependents or extra group discounts.
Travel insurance is one of those things you hope you’ll never need but will thank yourself for having. So, whether you’re planning a solo escape or leading a group of adventurers, make sure everyone is covered—and covered well!
Ready to Get Started?
We’re here to help you find the perfect policy for your next adventure. Got questions about group discounts or coverage for kids? Drop us a message, and let’s make your travel dreams stress-free and secure!
Clarity Employee Benefits is an authorized Financial Services Provider (FSP No. 51007). We’re ready to provide you with expert travel insurance guidance and advice.
