064 533 3670 info@clarity.africa
What is an expatriate?

Expatriate are people who have chosen to live abroad, either for personal, professional, or other reasons.

Expatriates can be employees of multinational companies, retirees, international students, yachties, diplomats, professionals seeking better career opportunities, or individuals pursuing personal adventures and experiences in foreign lands. They choose to live abroad for a specific period, such as for a work assignment, or they may live permanently in a different country.

Expatriates may face various challenges and opportunities while living in a foreign country, such as adapting to a new culture, language, and social norms, navigating local laws and regulations, and managing financial and healthcare considerations.

Expat Health Insurance is so important for expatriates, there are a number of people who will benefit from investing in international health insurance.

The Pros and Cons of Life as an Expatatriate


  • Experience a new culture: One of the biggest draws of being an expat is the opportunity to experience a new culture. This can be anything from learning a new language to trying new foods to immersing yourself in a different way of life.


  • Meet new people: Expats often have the chance to meet new people from all over the world. This can be a great way to make friends and learn about different cultures.


  • Advance your career: Expats may have the opportunity to advance their careers by working in a different country. This can be a great way to gain new skills and experience.


  • Start a new business: Expats may also have the opportunity to start a new business in a different country. This can be a great way to be your own boss and live the life you want.



  • Homesickness: It is common for expats to experience homesickness, especially in the early stages of their move. This can be caused by missing family and friends, familiar food, and everyday conveniences.


  • Culture shock: Culture shock is another common challenge that expats face. This is the feeling of disorientation that can occur when you are suddenly immersed in a new culture. Symptoms of culture shock can include anxiety, depression, and difficulty adjusting to the new environment.


  • Financial difficulties: Expats often face financial difficulties, especially in the early stages of their move. This can be caused by the cost of living in a new country, currency exchange rates, and the need to pay for visa fees and other expenses.


Overall, life as an expat can be both rewarding and challenging. It is important to weigh the pros and cons carefully before making the decision to move abroad. If you are willing to put in the hard work, it can be an amazing experience that you will never forget.

Here are some tips for expats who are just starting out:

  • Do your research: Before you move, do your research on the country you are moving to. This includes learning about the culture, the cost of living, and the visa requirements.


  • Make friends: It is important to make friends when you first move abroad. This will help you to feel more connected to the new community and make the transition easier.


  • Be patient: It takes time to adjust to a new culture. Don’t expect to feel at home right away. Be patient with yourself and give yourself time to adjust.


  • Stay positive: Moving abroad can be challenging, but it is also an amazing opportunity. Stay positive and focus on the positive aspects of your new life.

Secure Your International Health Insurance Policy Today!

Simply complete the form below and click ‘submit’ to submit an international health insurance inquiry. Our customer service team will get in touch with you within 2 business days.