Business Insurance
Employee benefits: More than just a paycheck
Think of employee benefits as investments in your people and your company's success. They go beyond salary, offering additional support and perks
Overview of Benefits
Medical Aid
- Key benefit: Covers medical expenses like doctor visits, hospital stays, and prescriptions.
- Value for employees: Peace of mind knowing they're financially protected for healthcare needs, leading to reduced stress and potential savings.
- Value for company: Boosts employee morale and satisfaction, potentially attracts health-conscious talent, and reduces absenteeism due to illness.
Pension Funds
- Key benefit: Secures income after retirement with guaranteed monthly payments.
- Value for employees: Financial security and peace of mind for their future, allowing for comfortable retirement.
- Value for company: Attracts and retains talent seeking long-term security, fosters loyalty, and potentially reduces turnover costs.
Life Cover
- Key benefit: Provides financial support to beneficiaries in case of employee death.
- Value for employees: Offers peace of mind knowing their loved ones are financially protected, eases emotional burden during a difficult time.
- Value for company: Shows compassion and support for employees' families, potentially improves company image and morale.
Disability Cover
- Key benefit: Replaces lost income if an employee becomes disabled and unable to work.
- Value for employees: Financial security and independence during a challenging time, ensuring basic needs are met.
- Value for company: Reduces financial burden of long-term employee absence, minimizes disruption to operations, and demonstrates care for employee well-being.
International Health Insurance
- Key benefit: Covers medical expenses incurred while traveling or working abroad.
- Value for employees: Peace of mind and access to quality healthcare even outside their home country, encouraging international travel or relocations.
- Value for company: Facilitates global business operations, attracts international talent, and demonstrates concern for employee safety and well-being abroad.
Gap Cover
- Key benefit: Pays the difference between medical aid plan limits and actual medical bills.
- Value for employees: Reduces out-of-pocket expenses and financial stress related to exceeding medical aid limits.
- Value for company: Attracts health-conscious talent seeking additional medical security, potentially decreases employee stress and improves productivity.
Travel Insurance
- Key benefit: Covers travel-related unforeseen events like trip cancellation, medical emergencies, or lost luggage.
- Value for employees: Peace of mind and financial protection while traveling, allowing them to relax and enjoy their trip.
- Value for company: Boosts employee morale and well-being during travel, encourages participation in company-sponsored trips, and reduces potential financial burdens.
Employee Wellness
- Key benefit: Promotes physical and mental well-being through programs and resources.
- Value for employees: Improves health, reduces stress, and increases overall well-being, leading to happier and healthier employees.
- Value for company: Reduces healthcare costs, improves employee productivity and engagement, and creates a more positive work environment.
Wellness Days
- Key benefit: A day at work specifically dedicated to relaxation, personal well-being, and stress reduction.
- Value for employees: Improves work-life balance, reduces burnout, and fosters a culture of self-care.
- Value for company: Boosts employee morale and engagement, encourages healthy habits, and potentially reduces absenteeism related to stress.
Funeral Cover
- Key benefit: Provides financial support to families in case of employee death, covering funeral expenses.
- Value for employees: Peace of mind knowing their families are not burdened by funeral costs during a difficult time.
Why Choose Clarity as Your Employee Benefits Advi-sor?
Because your people deserve more than just a number.
At Clarity, we believe employee benefits are about people, not profits. We're not another faceless corporation pushing one-size-fits-all solu-tions. We're passionate independent advocates, dedicated to under-standing your unique needs and crafting bespoke benefits packages that truly elevate your employees' lives.
Here's why we stand out:
Human-centred approach
We get to know your business and your people. Your challenges become our challenges, and your successes are our triumphs.
Unwavering independence
We work for you, not the providers. We have no hidden agendas or quotas, just a commitment to finding the absolute best solu-tions for your budget and objectives.
Unmatched expertise
Our team boasts over 100 years of combined experience in em-ployee benefits. We're advisors, brokers, and consultants, all working together to deliver exceptional service and expert advice.
Proven track record
We've exceeded expectations for countless clients, crafting bene-fits packages that boost employee satisfaction, attract top tal-ent, and contribute to your bottom line.
Global reach, local touch
Whether you're a South African business or have expats across the world, we have the knowledge and resources to ensure eve-ryone is covered and cared for.
We don't just meet expectations, we exceed them. With Clarity, you get:
Transparency and clear communication
You'll always know exactly where you stand and what options are available.
Proactive support
We're not just here to set it and forget it. We're your ongoing partner, anticipating your needs and adapting to changing cir-cumstances.
A solutions-oriented mindset
We don't just identify problems, we offer creative and effective solutions that work for you.
A commitment to your success
Your success is our success. We're invested in seeing your busi-ness thrive, and that starts with a happy, healthy, and well-supported workforce.
Ready to experience the Clarity difference? Contact us today for a free consultation and see how we can elevate your employee benefits and your business.