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Group
Travel Insurance

Peace of Mind for Every Explorer in Your Group

Whether you're exploring far-off lands or planning a local getaway, this insurance ensures every member of your group is covered, turning the stress of unexpected twists into tales of shared resilience.

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What is Group Travel Insurance?

Group travel insurance is a specific type of travel insurance designed to cover multiple travelers on a single trip under one policy. This simplifies the process and often reduces costs compared to individual policies.

Imagine buying one umbrella that covers your entire family instead of each person needing their own. That's essentially the idea behind group travel insurance. It allows a group of travelers (typically 10 or more) to purchase a single insurance policy that covers everyone on the trip. This offers several advantages:

How it works

Group Organizer

One person, usually the trip organizer, applies for the group policy.

Shared Coverage

Everyone in the group is covered under the same terms and conditions, ensuring equal protection.

Enrollment

Individuals provide basic information and complete a health questionnaire.

Cost

Premiums are usually based on the total trip cost and group size, offering potential savings compared to individual plans.

Benefits

Convenience

Manage one policy instead of multiple, simplifying administration and tracking.

Cost Savings

Group rates often offer significant discounts compared to individual plans.

Standardized Coverage

Everyone has the same level of protection, eliminating confusion and potential gaps.

Peace of Mind

Knowing everyone is covered reduces stress and allows everyone to focus on enjoying the trip.

Who can Benefit

Families

Traveling with kids adds complexity, and group insurance simplifies coverage and potentially saves money.

Friends

Perfect for group trips with several people, ensuring everyone has peace of mind.

Sports Teams

Ideal for covering the entire team during travel and competitions.

Organized Tours

Tour operators often offer group insurance as part of their packages.

School Groups

Provides essential protection for students and chaperones during educational trips.

While convenient and cost-effective, group travel insurance may not be suitable for everyone. Always compare options and carefully review the policy details before making a decision.

Let's Talk

If you travelling in a group and you need advice on your insurance, you can speak to a travel specialist today and get a FREE quote.
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How Does
Group Travel
Insurance Work?

Picture this: you're the mastermind behind an epic trip, and ensuring everyone's covered is top priority. Here's how we make it happen:

Application and Enrollment

First up, it's all on you, the fearless trip organizer, to kick things off. You reach out to us, your trusty travel insurance provider or broker, and spill the deets of your adventure.

We're talking destination(s), travel dates, how many awesome souls are in your crew, and their ages – 'cause let's be real, age can stir things up when it comes to premiums.

We crunch the numbers and lay out the coverage options for your crew. Each traveler might need to dish out basic info like name, date of birth, and contact details. And hey, depending on the coverage, there might be a few health questions in the mix – gotta keep everyone safe and sound!

Pre-existing Conditions

Now, let's talk pre-existing conditions. Some might not make the cut for coverage, while others might sneak in with a few limitations or a little extra cash on the side. The key here? Full disclosure. Lay it all out on the table during the application process – honesty is the best policy, right?

Claims Process and Assistance Services

Fast forward to the adventure – and oops, something goes sideways. Time to call in the cavalry. If there's an insured event during your trip, one of your squad needs to give us a shout following the instructions in the policy.

Got the paperwork handy? We might need some docs like medical reports, receipts, or even police reports depending on the claim. And hey, some policies come with 24/7 assistance services – think translation, medical referrals, or even emergency evacuation coordination. We've got your back, no matter what.

What Does Group Travel Insurance Cover?

Curious about what our group travel insurance has in store for your next adventure?
Buckle up – we've got your back no matter what!

Trip Cancellation

Ever had to cancel a trip last minute? It's a bummer, we know. But fear not! Our trip cancellation coverage swoops in to save the day. Whether it's illness, injury, natural disasters, or even unexpected job hiccups, we've got you covered for those non-refundable trip costs.

Now, we've gotta keep it real – there are some specifics outlined in the policy, and exclusions might sneak in (looking at you, pre-existing conditions). But hey, we'll guide you through the fine print with a smile.

Medical Emergencies

Health scare abroad? No sweat. Our medical emergency coverage steps up to the plate, covering those unexpected medical expenses like doctor visits, hospital stays, and even emergency evacuations. Because your health and safety come first, always.

Keep in mind, though – there are some limits and eligibility hoops outlined in the policy. And yes, pre-existing conditions might throw a curveball or two. But hey, we're in this together!

Baggage Loss or Damage

Lost luggage? Not on our watch! Our baggage loss or damage coverage has your back, reimbursing you for those lost, stolen, or damaged goodies. From clothes to gadgets, we've got you covered up to a specific amount.

But hey, there are some limits per item and total value, and certain items like electronics or jewelry might have their own set of rules. We'll lay it all out for you, clear as day.

Emergency Evacuation:

Serious illness or injury calling for a trip back home? We've got your ticket covered with our emergency evacuation service. Because sometimes, a little extra TLC closer to home is just what the doctor ordered.

Just remember – it's gotta be medically necessary as determined by us. Safety first, always!

Optional Add-Ons

Feeling adventurous? Dive into our optional add-ons for extra coverage tailored to your thrill-seeking soul. From skiing to skydiving, we've got you covered with our adventure activities add-on. And for our snow-loving pals, our winter sports add-on ensures you're protected from the slopes to the lodge.

Remember

Every policy is unique, so make sure to read the fine print. We're here to guide you every step of the way, ensuring your adventure is as smooth as possible.

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