064 533 3670 info@clarity.africa
Travel Insurance

Travel insurance is a must for any traveler, whether you are  a edlerly traveller going to visit your family,backpacking through Asia, going on an island holiday with the family, or need travel insurance for a visa.

The Benefits of Travel Insurance

Travel insurance can protect you from financial loss if something goes wrong on your trip. For example, if you get sick or injured while you’re traveling, travel insurance can help pay for your medical expenses. If your trip is canceled or interrupted, travel insurance can help you get a refund for your non-refundable travel expenses.

Emergency Medical Treatment

Travel insurance can cover the cost of emergency medical treatment, including hospitalization, doctor’s visits, prescription medications, and emergency medical evacuation.

Emergency evacuation and repatriation

Travel insurance can cover the costs of emergency medical evacuations to the nearest suitable medical facility or repatriation back to your home country if necessary.

Trip Interruption/Cancellation

Travel insurance can reimburse you for non-refundable expenses if you need to cancel or interrupt your trip due to unforeseen circumstances, such as illness, injury, or death of a family member.

Accidental Death and Dismemberment (AD&D)

In the unfortunate event of an accident resulting in death or permanent disability, travel insurance may provide a lump-sum benefit to the insured person or their beneficiaries.

Lost or Delayed Baggage Coverage

Travel insurance can reimburse you for the cost of essential items if your baggage is lost, stolen, or delayed.

24/7 Assistance Services

Many travel insurance policies offer 24/7 assistance helplines that provide support and guidance in case of emergencies, medical needs, or other travel-related issues.

Coverage for Pre-existing Medical Conditions

Some travel insurance plans offer coverage for pre-existing medical conditions, provided certain conditions are met, or an additional premium is paid. 

Rental Car Protection

Some travel insurance plans include coverage for rental car accidents or damages, reducing the need to purchase additional insurance at the rental counter. 

Travel Insurance in white written on a blue plane
A girl on a trip looking at buildings thinking about travel insurance
travel insurance
travel insurance

Who Needs Travel Insurance?

Travel insurance is recommended for anyone who is planning to travel, regardless of the destination, the purpose of the trip, or the duration. While it may not be mandatory, having travel insurance can offer significant benefits and peace of mind, especially in the face of unforeseen events that can disrupt or impact your travel plans.

Some groups of people who will benefit from travel insurance

International Travelers

Suppose you are traveling to a foreign country, especially one with high healthcare costs, different cultures, or limited medical facilities. In that case, travel insurance becomes particularly important to ensure you have access to medical care and assistance in case of emergencies.

Frequent Travelers

For those who travel frequently, annual multi-trip insurance can be a cost-effective option to provide continuous coverage for multiple trips throughout the year.

Family Travelers

Travel insurance with family coverage can protect not only the primary traveler but also their spouse, children, and other dependents during the trip.


Whether you are a  60, 70 or 80 year old senior- we will get you your travel insurance poliy! 

Adventure Seekers

Travelers engaging in adventurous or high-risk activities, such as skiing, scuba diving, or hiking, can opt for specialized insurance that covers these activities.

Business Travelers

Corporate travelers may require travel insurance to protect against trip cancellation, delays, or medical emergencies during business trips.


Newlyweds traveling for their honeymoon can ensure their special trip is protected from unexpected events.

Travel Insurance Pricing Information

Average Cost

The cost of medical travel insurance typically ranges from 4% to 10% of the total trip cost. For example, if your trip costs $2,000, the insurance premium may range from $80 to $200.

Trip Duration Impact

The longer your trip, the higher the insurance premium. A short trip may cost around $30 to $50, while a longer trip can range from $100 to $300 or more.

Age Impact

Age is a significant factor in pricing. Younger travelers (under 40) may pay around $30 to $70 for a short trip, while older travelers (over 60) may pay $100 to $200 or more for the same coverage.

Coverage Options

Basic medical travel insurance for a short trip (1-2 weeks) can start at around $30 and provide essential emergency medical coverage. Comprehensive plans with higher coverage limits may cost $100 to $300 or more.

Pre-existing Conditions

Coverage for pre-existing medical conditions may be available at an additional cost. Expect to pay $50 to $200 extra for this coverage, depending on the condition.

Contact Us to Secure your Travel Insurance Policy!

Simply complete the form below and click ‘submit’ to submit a travel insurance inquiry. Our customer service team will get in touch with you within 2 business days.