
What if we told you that simply taking better care of your body and mind could earn you up to R1,000 per adult, per month—and that you could use that money towards your monthly medical scheme contribution? No, this isn’t a wellness dream. It’s real. It’s smart. It’s Momentum’s Multiply Healthy Lifestyle Rewards program.
What is Multiply?
Multiply is Momentum’s wellness rewards programme that gives you real rewards for knowing more about your health and doing something about it. Whether you’re clocking in steps or checking in with your feelings, there’s something for everyone—because wellbeing isn’t one-size-fits-all.
How to Earn Health Returns
This isn’t just a “good vibes only” programme—there’s structure (and science) behind it. You earn points for looking after both your mental and physical wellbeing. The more consistent you are, the bigger your rewards.
Here’s how it works:
Health & Fitness Assessment
Complete your health and fitness assessments through the app, and you’ll be scored based on your heart health and fitness level. Spoiler alert: the healthier you are, the higher your score… and the more points you earn. It’s basically a high-five for your heart.
Weekly & Monthly Wins
Smash your activity goals? Get rewarded. Keep it going week after week? Boom—more points. Whether you’re walking, running, cycling or just making an effort to move, you’re turning motion into money.
Leader board Challenges
Feeling a little competitive? (Go on, admit it.) Join the Leader board Challenges and score extra Health Returns just for pushing yourself a little further than last week. It’s fitness with a fun, gamified twist!
Mental Health Matters Too – Say Hello to Wysa
Multiply isn’t just about six packs and step counts. It cares about what’s going on upstairs, too. That’s where Wysa comes in.
Wysa is an AI-powered chatbot that’s available 24/7 to support your mental health—privately and effortlessly. Whether you’re anxious, struggling to sleep, low on energy, or just need to rant to someone (who won’t judge), Wysa’s your go-to.
You’ll be guided with helpful exercises to:
- Reduce stress
- Sleep better
- Boost confidence
- Manage anxiety
- Be more mindful
Choose Your Multiply Adventure: Inspire or Inspire Plus
There are two ways to Multiply your wellness rewards:
Multiply Inspire (Free with specific plans)
- Access to health tools
- Earn rewards for healthy behaviours
- Discounts with selected partners
- The perfect way to dip your toes in the wellness waters
Multiply Inspire Plus (R207 per month)
- Access to over 70 partner rewards from Emirates, Safair, Travelstart, NetFlorist, Puma, and more
- Up to 60% off on travel, lifestyle, and wellness brands
- Earn even more points, vouchers, and serious bragging rights
- Tailored health insights and recommendations powered by your data (fancy, hey?)
Wellness that Pays You Back
Here’s the best part—those Health Returns you earn? They’re not just shiny gold stars. You can use them to pay your medical scheme contributions. That’s right—the healthier you are, the less you pay. It’s the ultimate win-win.
Momentum’s Multiply isn’t about chasing perfection—it’s about progress. It’s about giving you the tools, motivation, and rewards to take control of your wellbeing, your way.
So whether you’re meditating, meal-prepping, or just moving a bit more every week—there’s real value in every step. Literally.
Want to know how to get started or how Multiply fits into your existing medical aid? Let’s chat! We’ll break it all down for you—no jargon, no stress, just real rewards.
Clarity Employee Benefits is an authorized Financial Services Provider (FSP No. 51007). We’re ready to provide you with expert medical aid guidance and advice.